The love letter is back! What is a love letter in real estate? When the market is hot and competition for desirable homes is high buyers can gain an advantage by writing the seller a love letter.

You may be wondering why in the world would I write a love letter to a seller? The answer: you want an advantage in a competitive real estate market.

What should I put in my love letter?

Compliment the seller on their home

Tell the seller why you love the home

Compliment the neighborhood

Make it personal

Be genuine

Love letters often appeal to a seller’s emotions and often especially if the owner has lived in the home a while the decision to sell a home is a very emotional process. If you find yourself in a bidding war or want to land the perfect home it may be a love letter that makes all the difference.

 

Who doesn’t love a bargain? Some of the best shopping deals these days can be found online. Savvy shoppers even know that some days are even better than others to find the biggest savings.

ShopItToMe.com, a website that looks at online retailers, ran a survey to see what days of the week online websites offer the biggest discounts. Here is what they found:

Mondays: If you are looking for men’s and women’s dress pants try Mondays. ShopItToMe found the average sale price is about 48 percent off. The site also found Mondays are great for purchasing sunglasses with an average discount of around 55 percent.

Tuesdays: If you are shopping for men’s clothes, it may be pants on Mondays but all other men’s apparel is typically on sale on Tuesday with a discount around 42 percent.

Wednesdays: You can save an average of 38 percent on shoes. Also look for great deals on kids’ clothing with an average discount around 40 percent.

Thursdays: Handbags lover’s Thursdays typically offer a 36 percent savings.

Fridays: Once you have purchased a new handbag you will need accessories to match. Look for an average of 42 percent off jewelry, belts and scarves.

Saturdays: Underwear and outwear are on deep discount on Saturdays. Shoppers can save an average of 37 percent on intimates and a whopping 51 percent on jackets and outerwear.

Sundays: Swimsuit prices are reduced approximately 52 percent on Sundays.

What are your best online shopping tips?

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Could condo living be for you? For many condominium living can be an attractive alternative to a single family home. The price per square foot of a condo is often less than a single family home. Before you make the leap to condo living make sure to do your homework to see if it truly is the best choice for you. Here is a checklist of a few things you may want to consider before signing on the dotted line.

  • Condominiums have monthly maintenance fees.
  • Check with the condominium association to see what the annual increase in the monthly maintenance fee has been for the past few years.
  • What is the percentage of residents are current with their monthly association payments. Look for about ninety-seven percent of the development’s residents to be current with their monthly payments.
  • What percentage of the association fees are dedicated to a reserve fund. A good number would be at least 10 percent of the association’s annual budget.
  • What are the condition of the condo’s roof and major mechanical systems? When were they last replaced or repaired. When the condo requires big upgrades, costly “special assessment” fees are passed on to the homeowners.

Most importantly try and talk to some of the residents. They can be your most valuable resource for learning about the development’s pros and cons of the condominium development.

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garden toolsIf you plan to plant a home garden, it is important to start off with good soil. Both experienced pros and novice gardeners know that the condition of the soil is integral to success.

Test The Soil
Test your soil to determine the nutrient content and pH levels before you cultivate, plant or fertilize. You can obtain a simple pH testing kit from online garden supply stores or your neighborhood hardware store. If you want a complete soil analysis, take a sample of your garden soil for testing to you local county extension office.

If you have a large garden plot, take random samples from several areas of the garden. For testing at the county extension office, place about a cup of soil in a sealable plastic bag. If you are submitting multiple soil samples, be sure to mark the bags to indicate the location in the garden from which they were taken. A large garden plot may contain soils that differ greatly from location to location.

Established gardens likely have a history of fertilizer use or soil enhancement. A diverse array of nutrients, such as phosphorous and potassium, can build up in the soil. In this case, you are in luck. The only added growth-enhancing ingredient your garden soil requires is nitrogen. If you unwittingly added unnecessary nutrients and fertilizers to established garden soil, you can disrupt the pH levels and cause toxic accumulations of salts and other harmful ingredients to build-up in the soil.

Conditioning The Soil
If you are not blessed with organically rich, loamy, dark, moist, and fertile soil, you need to condition the soil if you want to produce optimum results. Your first decision is whether to practice eco-friendly organic gardening methods or to put your faith in chemical products. It is important to carefully weigh the advantages and disadvantages of chemical versus natural fertilizers.

The Advantages Of Organic Fertilizers
Environmentally conscious gardeners prefer organic fertilizers that they feel are safe for people, pets, and the planet. However, plants do not know the difference between organic and chemical fertilizers; nutrients are nutrients, no matter the form. However, if you choose to “grow organic”, you will never have to worry about measuring, mixing and applying noxious chemicals nor will you be storing poisonous products in the garage or potting shed where they could be a danger to children or pets.

Natural fertilizers are unlikely to burn tender, young plants in that they are not as concentrated as chemical formulations. In nature, as organic material decomposes, a natural fertilizer is created. When you apply well-aged herbivore manures (cow, sheep, horse, mule, lama, or goat) to the garden soil, you not only add nutrient-rich organic matter, you improve the soils texture and ability to retain moisture.

Organic fertilizer costs less than expensive chemical products. If you live in a rural area, you likely have a kindly neighbor with farm animals that is happy to give you all the manure you can use. You can also start a compost bin to create your own organic fertilizer from grass clippings, leaves, shredded cardboard, landscape debris, newspapers, and household food waste. When you choose to use only natural products in your home garden, you can rest assured knowing that the fruits and vegetables you produce for the family table are free of noxious chemicals and potentially dangerous by-products.

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Homemade Ice Tea

On June 6, 2016 By
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