Buying a home is a very important decision. Before you rush into a home you should consider all the factors.
Making sure you end up with the right home involves figuring out exactly what features you need, want and don’t want in a home. Before starting your search, you should make a “wish list” to decide which features are absolutely essential, which nice “extras” are if you happen to find them, and which are completely undesirable.

The more specific you can be about what you’re looking for from the outset, the more effective your home search will be. Also keep in mind, that in the end, every home purchase is a compromise.

Create your own personalized “wish list” and when you’re finished filling it out; share it with your real estate agent.

Become an educated buyer

•The web is one of the best ways to search for homes today. With this website, you can receive daily emails with new and updated listings from the towns and price range of your choice.
•Search the entire MLS for all homes, condos, land, multi family, commercial properties, and past sold properties at your convenience.
•View full listing sheets showing amenities, taxes, lot sizes, beds, baths, rooms, siding, fireplaces, garages, room sizes and much more.
•Get property addresses and see where the properties are located on MapQuest.
•Check schools and community profiles of your preferred towns.
•Save preferred listings in your own file to view anytime.
•Calculate approximate mortgage payments for specific properties.

Home Inspection

Once you have made an offer on a home, you will need to schedule a home inspection, conducted by an independent authorized inspector. It is extremely important to hire a reputable inspector so that you know exactly what you are buying. Do not hesitate to ask friends, family, and co-workers for advice. If you are satisfied with the results of the inspection, then you can proceed with the sale. If the inspector finds problems with the property, you may want to negotiate with the seller to lower the price, or to pay for certain repairs.


Your lender may require you to get an appraisal of the house you want to buy, to make sure it is worth the money that you are borrowing. You may select your own appraiser, or you may ask your real estate broker to help you with this task.

Homeowner’s Insurance

Lenders require that you have homeowners insurance, to protect both your interests and theirs. Like everything else, be sure to shop around for insurance that fits your needs.
Settlement or Closing

Finally Make Sure Before you Buy

Finally, you are ready for the closing. Be sure to read everything before you sign! You should have both your real estate broker and an attorney present at the closing to ensure that all is in order.

Feng Shui is an ancient art and science developed over 3000 years ago in China. It is a complex body of knowledge that reveals how to balance the energies of any given space to promise the health and good fortune of the people living there.

The basic principles of Feng Shui is the principle of five elements, which are Wood, Fire Earth, Metal and Water. These are the basic building blocks of nature and environment in Feng Shui. The five elements theory is one of the main theories in Feng Shui. You can bring life changing results in to your home by knowing how to apply these Feng Shui elements to your home.

The best way to begin to make your home a Feng Shui home is to clean out the clutter. This is a good way to clear out some negative energy. Another important Feng Shui aspect is to have good quality air and quality light. This is to help the energy in your home, this can be done by opening the windows often and have lots of air purifying plants. Then you need to define your Baqua, the Feng Shui energy map of your home. There are 8 areas and you will need a compass to do a reading in your home .Each area of your home is connected to different life area. For example the southeast area of your house is connected to the flow of money and energy in your house.

If you are looking to increase prosperity to your home you need to increase wood and water in the southeast area of your home. You need to use the element wood and the colors green and brown to bring about abundance in this life area. The east is connected to family and health and the use of the wood element and lush plants will help bring about health.

It is also in to important to bring in the five elements of Feng Shui into your home to create balance and energy in all areas of your home. It is best to express Feng Shiu elements in a subtle way that is visually pleasing and will go well with your home.

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There are significant differences between satellite dish television and cable television. Besides their modes of delivering service, there are many factors that need to be considered before choosing a provider. Cable is less influenced by weather and is typically more expensive than satellite dish. For those who do not want to commit to long term contract, cable may be the best option. The availability of service will influence your choice as well. Generally speaking, cable is available in most areas.  Satellite is also available most anywhere provided there is a space where the dish can be installed.

Lets do a comparison of the two services:


The installation of cable television requires the services of a professional, as cable lines and other equipment will need to be installed. However, if you already have internet services through the same provider, you may be able to perform the installation yourself. For satellite dish television, there needs to be the installation of a dish somewhere around your house. As a rule of thumb, the dish MUST face the south, a professional can best determine the optimal location. If you want to do this yourself, be aware it can be time consuming and certain technical skills are needed.


The reception of cable television is almost flawless. It seldom goes off line except when the line is disconnected somewhere or the entire system is down. For satellite dish television, provided there is a clear sky between the dish and the southern sky, there should be no interruption. However, if there is a tree, wall or other obstruction, there will be an issue. In extreme weather conditions, reception can be affected leading to loss of signal.

Available Programming

In their most basic form, cable and satellite dish may offer the same programs, however, satellite dish offers an additonal 200 channels that are only offered with a premium cable subscription. This makes satellite dish a preferred option from this perspective.

International Programs

Cable services offer international focused channels such as Korean, Chinese and Portuguese, all of which are based in the United States. The satellite dish however, transmits any international signal it picks up from the air waves. For those who prefer international programs, satellite dish television may be a better option.

Both cable and satellite dish are great services, only the user can determine which one will meet their individual television needs.


Life expectancy of LED lighting is the game changer. Replacing light bulbs is a full time job. It would be great if it was a harmonious moment of changing light bulbs, but no, random black outs, in random rooms is the basic game plan when it comes to lighting replacement. An LED light lasts 3x’s as long as a regular light bulb, talk about making a conscience effort to participate in the green effort of our planet. Think of the footprint.

Pricing is the next decision. Let’s not forget the life expectancy of the LED while standing in the isle trying to decide which light bulb to purchase. Our suggestion, go right to the LED section. The local warehouse most likely has the best pricing. Don’t forget Contractors come to this warehouse when they need to fill a new order. They fill numerous orders weekly, sometimes daily and they know what is needed for proper lighting. Your best bet would be to stop one of the contractors and tell them the basics of your lighting upgrade. Bet you receive a small education of LED lighting vs. the same old.

Lighting is the key to your home and happiness. Whether you know it or not, it is the item you need most- morning, noon and night. If you can make your life brighter, easier, and participate in the footprint of our planet, why wouldn’t you?

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How Do Mortgages Work?

On October 26, 2015 By
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